Tis an appropriate topic for today. When you fail to have sufficient backups and your computer dies - as mine did 2 days ago - you RISK all manner of grief trying to get back online. Trust me - all manner is real, especially when jumping into the modern world of Windows 8 and IE 10 from XP and IE 8. So that's my tale of woe & risk - I know the sky is NOT falling but I resent having to read all this mew stuff. GRRRRRRRRRR.